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How Much Is Peloton Bike Per Month?
How Much Is Peloton Bike Per Month? Peloton Bike costs $141/mo financed (new $1,695) or $95/mo (refurbished $1,145) over 12 months at 0% APR, plus $49.99/month All-Access Membership. Rental Bike+ is $125/month including membership; total ongoing ~$191 for new financed Bike.
Financing Monthly Payments
Peloton partners with Affirm for 0% APR on 12-month plans; longer terms may incur interest.
| Model | Price | 12-Month Financing (0% APR) |
|---|---|---|
| Cross Training Bike | $1,695 | $141.25/mo |
| Cross Training Bike+ | $2,695 | $224.58/mo |
| Refurbished Bike | $1,145 | $95.42/mo |
| Refurbished Bike+ | $1,995 | $166.25/mo |
- Delivery/setup: Free (continental U.S.).
- Offer-match promotion: Active Oct 17–Nov 11, 2025.
Explore plans at Peloton financing page.
Rental Monthly Costs
Commitment-free; cancel anytime with free pickup.
- Bike+ Rental: $125/month (up from $119 Oct 2025) + $150 one-time delivery.
- Includes: Rental Membership (full classes), cycling shoes.
- Buyout: Decreases over time (e.g., $1,595 after 12 months).
Statistics: Breakeven vs. buying ~27–30 months; rentals drive lower churn.
Subscription Monthly Fees
Required for full features; increased October 2025.
- All-Access: $49.99/month – Unlimited household access, leaderboards.
- App+: $28.99/month.
- App One: $15.99/month.
“Membership increases support enhanced content and AI features.” – Peloton.
Total Monthly Cost Breakdown
| Scenario | Hardware Payment | Membership | Total Monthly |
|---|---|---|---|
| New Bike (financed) | $141 | $49.99 | $191 |
| Refurbished Bike | $95 | $49.99 | $145 |
| Bike+ Rental | Included | Included | $125 |
| Used Bike (cash) | $0 | $49.99 | $50 |
- Accessories: Shoes $125, mat $70 (one-time).
- Activation (third-party used): $95 one-time.
Cost-Saving Tips
- Refurbished: Save 30–40%; full warranty.
- Used market: $350–$1,200 (riskier).
- vs. Gym: Breaks even in 4–6 months vs. $100+ boutique classes.
Check deals on Peloton shop.
FAQ
How much is Peloton membership per month in 2025?
$49.99 for All-Access (up $5.99 from 2024).
Is rental cheaper monthly?
Yes—$125 all-in vs. $191 financed new.
Can I finance longer than 12 months at 0%?
Limited-time promotions; standard longer terms 4.99–14.99% APR.
Worth it vs. gym?
Yes for 4+ weekly classes; unlimited home access.
Any hidden monthly fees?
Taxes vary; no interest on 0% plans.
Final Thoughts
Peloton Bike runs $145–$191/month combining financing and subscription, or $125 via rental—far below boutique spin classes. Refurbished or rental options maximize affordability with AI personalization. Monitor promotions for best rates; visit onepeloton.com/rentals for trials.
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